LoansAadhar Gram Unnati

Aadhar Gram Unnati

Realizing the dream of 'safe' housing in smaller towns & districts. No income proof? No problem.

Family in front of their home

Housing for Bharat, Not just India.

"Presenting Aadhar Gram Unnati, a unique initiative born from the undying need of 'safe' housing in smaller towns & districts. Our products are suited not only to your income, but also tailored to ensure easy repayment irrespective of your profession."

Key Loan Features

No Income Bias
No Income BiasTailored for informal segments where documented income proof is scarce.
No Profession Bias
No Profession BiasFarmers, small shop owners, or daily wagers - everyone is welcome.
Doorstep Service
Doorstep ServiceWe come to you. Branch teams visit your location for verification.

Ready to Apply

Digital process, instant sanction

No hidden charges
Quick Connect
Give us a missed call1800 3004 2020
Visit BranchLocate Nearby

Who can Apply?

We support a diverse range of livelihoods common in rural economies.

Salaried and self-employed individuals

Salaried and self-employed individuals

Government Employees

Government Employees

Small business owners

Small business owners

Individuals earning through cash or informal income

Individuals earning through cash or informal income

Employees from class 4 & 5 grade

Employees from class 4 & 5 grade

Comprehensive Solutions

Home Purchase Loan

Home Purchase Loan

Home Construction Loan

Home Construction Loan

Plot Purchase Loan

Plot Purchase Loan

Plot Purchase + Construction Loan

Plot Purchase + Construction Loan

Home Improvement Loan

Home Improvement Loan

Home Extension Loan

Home Extension Loan

Loan Against Property

Loan Against Property

Balance Transfer

Balance Transfer

Commercial Property Construction/Extension Loan

Commercial Property Construction/Extension Loan

Your journey to a
New Home

Submit application & login fee
Step 1Submit application & login fee
Document verification & background check
Step 2Document verification & background check
Personal discussion for eligibility
Step 3Personal discussion for eligibility
Home Loan Sanction
Step 4Home Loan Sanction
Technical & Legal Property Verification
Step 5Technical & Legal Property Verification
Disbursement of your Home Loan
Step 6Disbursement of your Home Loan
Customer

"My small shop didn't stop me from dreaming big."

- Rajesh, Fastfood Store Owner