ಸೇವೆ ಮತ್ತು ಶುಲ್ಕ

Clear, upfront pricing with no hidden surprises. We believe in complete transparency.

Salaried - Home Loan

11.75% To 16.50%

*Based On Income & Property

Self-Employed - Home Loan

12.75% To 17.00%

*Based On Income & Property

Loan Against Property

15.00% To 17.00%

*Based On Income & Property

Quarterly Rate Trends (Oct '25 - Dec '25)

Individual Housing Loan

Oct 25 - Dec 25

MIN8.5%

MEAN12.63%

MAX16.75%

Individual Non-Housing Loan

Oct 25 - Dec 25

MIN13.0%

MEAN15.25%

MAX17.5%

Note : Final Offered Rate Will Depend On The Income Level And Property Being Offered As Security (For Loan Against Property).

Effective 10th February 2026 our RPLR will reduce by 0.15% from 17.65% to 17.50%
All charges/fees to be paid through AHFL Branches/ AHFL Representatives by A/c payee crossed cheque in favor of 'Aadhar Housing Finance Ltd.'
The loan application will be disposed-off within a period of 4 weeks from the date of receipt of duly completed loan application.
AHFL does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.
The timeline for decisioning of loan application will be 30 days from the date of submission of application and complete document in all aspect as per the requirements.
This is a receipt of your application. You may contact our sales executive/Branch within 3 to 6 Days for preliminary discussion or further completion of documents if deemed necessary.
In the event, if the Admin & Other charges are not paid by the Applicant and Co-Applicant/s, it is agreed that such Admin & Other Charges payable... shall be first deducted/adjusted against the disbursement.
Cash payments are to be made ONLY against valid receipt issued by AHFL officials.
Applicable GST or Govt. taxes will be charged extra along with above mentioned charges as applicable.