सेवा और शुल्क
Clear, upfront pricing with no hidden surprises. We believe in complete transparency.

Salaried - Home Loan
11.75% To 16.50%
*Based On Income & Property

Self-Employed - Home Loan
12.75% To 17.00%
*Based On Income & Property

Loan Against Property
15.00% To 17.00%
*Based On Income & Property
Quarterly Rate Trends (Oct '25 - Dec '25)

Individual Housing Loan
Oct 25 - Dec 25
MIN8.5%
MEAN12.63%
MAX16.75%

Individual Non-Housing Loan
Oct 25 - Dec 25
MIN13.0%
MEAN15.25%
MAX17.5%
Note : Final Offered Rate Will Depend On The Income Level And Property Being Offered As Security (For Loan Against Property).
महत्वपूर्ण जानकारी और अस्वीकरण
- Effective 10th February 2026 our RPLR will reduce by 0.15% from 17.65% to 17.50%
- All charges/fees to be paid through AHFL Branches/ AHFL Representatives by A/c payee crossed cheque in favor of 'Aadhar Housing Finance Ltd.'
- The loan application will be disposed-off within a period of 4 weeks from the date of receipt of duly completed loan application.
- AHFL does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.
- The timeline for decisioning of loan application will be 30 days from the date of submission of application and complete document in all aspect as per the requirements.
- This is a receipt of your application. You may contact our sales executive/Branch within 3 to 6 Days for preliminary discussion or further completion of documents if deemed necessary.
- In the event, if the Admin & Other charges are not paid by the Applicant and Co-Applicant/s, it is agreed that such Admin & Other Charges payable... shall be first deducted/adjusted against the disbursement.
- Cash payments are to be made ONLY against valid receipt issued by AHFL officials.
- Applicable GST or Govt. taxes will be charged extra along with above mentioned charges as applicable.